Today's Featured Rates
Conventional Mortgages
15 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.921%  0.000%
5/5 Year Adjustable Rate - 30 Year Term
 Rate  APR  Points
 5.462%  5.806%  0.000%
USDA Mortgages
USDA 30 Year Fixed Rate
 Rate  APR  Points
 4.750%  5.328%  0.000%
Construction Loans
CNB Interim Construction - 12 Month Term
 Rate  APR  Points
 5.850%  8.405%  0.000%

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Teri R Champlin

Vice President and Mortgage Lender


345 E FM 2410
Harker Heights, TX 76548

Toll Free: (877) 566-2621 Ext. 7807
Office: (254) 953-8181 Ext. 7807
Fax: (254) 953-8123

Whether you are in need of a new home, a newly constructed home, a second home, a refinance or cash out on your current home, I will work to make sure together we achieve your dream.  We have a great team of knowledgeable mortgage specialists and closers that are also working very hard for you.  Our goal is to ensure you have the best possible experience and that you feel comfortable and confident during the entire loan process.  I will be available to you at all times in the process either by email or phone to answer any question you may have.  I really look forward to making your dream a reality.  I graduated from SRSU with an Accounting Degree in 2003. I have 20 years of real estate and banking experience and, I have also worked as an Escrow Officer for a title company.  Working in every aspect of the loan process has helped me to fully understand each side of the mortgage loan process so I can provide you with better, more knowledgeable service.

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